We specialise in personal debt management for residents of the UK.

Are you struggling with loans, credit cards, storecards and catalogues?

 

IVA: the best way out of serious debt

The Individual Voluntary Arrangement (IVA) has helped many thousands of people out of debt since it first appeared in 1998. An IVA means you can avoid the trauma of bankruptcy but you need to have debts over £15,000 and be in regular employment.

The IVA is a legally binding agreement – it protects you against any further action from your creditors. You can realistically be debt-free in five years.

With an IVA, you agree with your creditors that you'll pay only what you can afford. That means a single payment each month over the five year period. Your creditors agree to write off as much as 90% of your debt and leave you alone. Do you qualify? Find out by filling in the online form.

You can be debt free in 60 months — With most debts it is usually the huge interest charges which prevent a large chunk of capital from being noticeably paid off your debt. We are able to assist you to legally make a private arrangement with you creditors which would drastically reduce your debts and cancel the interest charges. Thereby allowing for affordable payments.

Avoid bankruptcy — If not dealt with quickly and in the correct manner, your creditors may take action and you could lose everything, you have spent years building. Above all, it is crucial to avoid bankruptcy and the stigma that surrounds it. The situation has been simplified, but in these matters we can endeavour to help you :

• CANCEL ONGOING AND FUTURE INTEREST CHARGES.

• STOP ALL LEGAL ACTIONS.

• STOP ALL DEMAND LETTERS AND PHONE CALLS.

• YOU PAY ONE MONTHLY, AFFORDABLE PAYMENT.

• THERE ISN'T THE STIGMA OR PUBLICITY THAT NORMALLY ACCOMPANIES BANKRUPTCY

• AN IVA IS JUST BETWEEN YOU AND YOUR CREDITORS SO IT'S CONFIDENTIAL

• DEBTS CAN BE REDUCED UP TO 90%

• PROTECTION FROM CREDITORS - WE DEAL WITH THEM FOR YOU

• DEBTS CLEARED IN 60 MONTHS

• GIVES YOU THE CHANCE TO START A FRESH.

Let us put you back in control — Your creditors will probably accept this because they will realise that you are physically unable to make a full repayment. On a personal basis all unsecured creditors should agree to the arrangements. In fact we only need to achieve a 75% majority.
 

By using our services you are ensured of the very best professional advice and legal representation possible, who will prepare your case in such a manner that will be acceptable to your creditors.

IT IS CRUCIAL THAT YOU ACT NOW TO ENSURE THAT A FRESH FINANCIAL START IS ONLY A MATTER OF WEEKS AWAY. WE CAN ONLY GUARANTEE YOU SUCCESS,  IF YOU ACT BEFORE ITS TOO LATE. THE SITUATION WILL NOT GET ANY BETTER BY WAITING UNTIL TOMORROW.

Don't wait until it's too late