If you think that bailiffs may call at your house, be aware
that you do not have to let them in. However, if you leave
any doors or windows open they have the right to enter through
them. Once they have gained entry they may also force entry
to any other parts of the premises. However, if you do refuse
to let them in then they will be sure to return at some other
time and the problem will not go away. In the long term you
need to seek help.
What can I do if I receive a notice to say a bailiff is
coming to my house?
If you have received notification to say a bailiff is going
to call at your house, you may be able to negotiate with
them or the lender (creditor).
You may also be able to make an application to the court
to suspend the bailiff's action. Your local Citizens
Advice Bureaux or an advice agency will be able to advise
you
on how this can be done. If you cannot suspend the bailiff's
action, it may not be too late to make an offer to the
bailiff
to repay the debt over a period of time.
If you know a bailiff is going to call, try to have a
witness there and make sure you note down everything
the bailiff
says or any of the powers they claim to have.
You cannot be sent to prison for not co-operating with
a bailiff. You do not have to let them into your
house.
A bailiff must not threaten you illegally, force
entry to your home or use offensive language. If
you are
concerned about a bailiff's behaviour, you can complain
either
to the
creditor or to the court that sent them.
Don't wait until it's too late
